I have a 60 mil TPO system that was just picked up for replacement by the insurance carrier. TPO was cut back to show splits in the ISO from hail impacts. There are 8 various leaks showing water spots in the suspended ceiling tiles inside. Adjuster is stating that he is not going to write for the replacement of the ISOboard but to remove the mechanically fastened TPO and install a recovery board over the damaged ISO board(allowing for removal of the ISO directly above the leaks). My understanding is the code does not allow for water soaked insulation and it would all have to come out because of the staggering of the boards(2 staggered layers of 2.6" each). Any help or feedback on this would be appreciated.