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Since Hurricane Zeta hit Mississippi in October 28, our company has been absolutely slammed with calls for estimates. Because of the call volume I’m trying to get through some of the inspections/estimates quickly (but thoroughly) and move on to the next.
but today I climbed on to a roof and when I stepped just past the ridge onto the other side I fell through all the way to my waist. I’m a little banged up but not seriously injured. But now the homeowner is saying I’m responsible for the hole in his roof. Thankfully we’re insured as required but I’m just curious to know exactly what the homeowner can do. He has no insurance and it doesn’t appear that he can afford a new roof (his estimate was about $18k). I feel like he’s probably going to try to get a free roof out of us but it’s obvious his roof hasn’t been maintained as there were many problem areas like this.
what should I be prepared for?
 
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