storm damage

 
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Old 01-19-2009, 12:36 AM   #1
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storm damage


I am a residential roofer and i generate my own leads and do the jobs with an in house crew. I have been doing alot of insurance work the last few months does anyone feel me? Seth 212 Ohio

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Old 01-19-2009, 01:54 PM   #2
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Re: storm damage


Seth I can't feel you. You are too far away to touch. To be honest I have no idea what you mean by "does anyone feel me?".
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Old 01-19-2009, 04:33 PM   #3
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Re: storm damage


Yeah Seth, this isn't "That Kinda Place".

But, we don't discriminate over here, so Welcome to the forum and I hope we can hear more about your storm chasing and canvassing programs and how you deal with homeowners to get them to commit and then the adjusters.

Ever do any Appraisal Hearings? You know, the sort of arbitration type hearings, when you agree to disagree with the adjusters conclusions.

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Old 01-20-2009, 08:10 AM   #4
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Re: storm damage


I've gone to one arbitration. I got slaughtered. I wasn't prepared. If I ever have to go again two things will change. Now I know what to expect, and I will demand an upfront fee for my time.
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Old 01-20-2009, 02:38 PM   #5
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Re: storm damage


Share your experience Grump.

What did they pick apart about your side of the testimony?

What evidence did they use, that you were not prepared for?

What would you do differently, besides getting paid for your time?

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Old 01-21-2009, 01:40 PM   #6
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Re: storm damage


They used haag reports I did not. They said the granual loss wasn't a problem, or that it wasn't replated to the hail. They said every roof vent in the greater IL area had hail marks and that wasn't proof of hail damage on the roof.

I did get what a hail indent was completely wrong, and I am sure that played into account. However the roof truly did have hail damage, so did every roof in the subdivision and LOL every roof on the street got replaced for free except theirs.

These people were jerks anyways and I am actually happy they didn't get any money. The house deserved it but they didn't.


Next time I will bring more pictures. I would write an inspection report, which I did not. I would better indicate the hail on the roof, perhaps with chalk or a crayon and then take a zommed out phot to show how it affected ther roof all over. The zoomed in pics just didn't cut it.

Over all, I would do what now comes naturally for me, where as this was my 2nd year in roof estimating and I was just not prepared.
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Old 01-21-2009, 07:39 PM   #7
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Re: storm damage


If I haven't already shared it with you, just let me know, because I created, imho, a really detailed customized report, which references all of the haag and Insurance Information Institute documents, along with remarks about granule loss from several manufacturers, which more clearly identify what is and what is not hail.

The small hail guide booklette that the insurance adjusters are given from the Property Research Bureau as a guideline to follow is an edited version of the original haag documents, which intentionally mislead and misguide even a reputable honest adjuster, if they only go by that book.

On the front interior page of the booklette, it even states that the original intent of the cited authors and papers may not accurately convey thier intent and meaning.

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Old 03-21-2009, 06:35 AM   #8
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Re: storm damage


I agree with all of you on the subject of storm work.I look at it as ambulance chasers.I am a roofer since 1982 and love the daily challenges it brings.This kind of work is borderline iffy at best.I guess its ok for those looking for a quick buck.kind of like a car salesman
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Old 09-06-2009, 11:53 PM   #9
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Re: storm damage


hey ed, shoot me a copy of your report! THANKS
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Old 10-26-2009, 07:26 PM   #10
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Re: storm damage


ed i would like a copy also if at all posable.
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