Customer Agreements - Roofing Talk

Roof Ranger · 10-20-2009, 11:01 PM

Hey Gents (and Ladies),

How would you feel about an agreement between you and a customer where you offered them an inspection at no cost or no obligation. Then offered them a more comprehensive service requiring you to invest time, energy and, other resources towards helping them to secure funding from their insurance company. All this done at no cost, so long as the customer agreed to allow you to complete the roofing project at the prices agreed to by the insurance company (excluding their deductibles).

Let's assume you had such an agreement in writing and you were successful at helping the customer secure funding by gather evidence of hail damage and other storm related damages. Then the customer stopped calling you after you got them the money. Keep in mind that there is a clause in the agreement which state's the customer shall be in violation of the agreement if they fail to allow you to complete the roofing project.

Do you think there would be a good civil case against such a customer?

kubie · 10-21-2009, 08:52 AM

contractors did it alot around here. the HO would sign off with the ins company and the contractor would get the job, talk with the ins company and as far as i know..........get the recoverable depr as well.

not sure how it was worded or if it even worked. i did the jobs and then told the HO they could have the rec depr if the cost of the roof was less then what the ins company was giving.

if that makes any sense

Grumpy · 10-21-2009, 08:53 AM

What youa re saying is not uncommon for storm chasers to negotiate on behalf of the customer with the insurance company on a contingency. Do you have a signed agreement? Enforcing a verbal agreement is next to impossible because all he has to do is say "I never agreed".

The customer is definetly an A-hole.

Most of the storm chasers I know of will have a contingency clause that states that if the customer decides not to use their service after insurance monies have been negotiated, that the storm chaser is entiteled to $2,000 of 33% of the settlement from the insurance company, which ever is greater. 33% is what lawyers take when they negotiate on your behalf, high number I know but if the bar approved thieves get away with it why not us too? ...Seems to work for the guys I know.

Roof Ranger · 10-24-2009, 08:09 AM

Its unfortunate but I will be moving forward with a civil actions against this particular homeowner. I learned that she was previously paid by her insurance company to complete other roofing work caused by minor tree damage. She never repaired the roof.

Before learning about the habits of this woman I actually cauked leaks on her roof. Then I discovered hail damage. She gladly agreed to allow me to do the work. I guess when she got the money she couldn't help herself.

adjuster1950 · 11-20-2009, 03:18 PM

Our company has placed a clause in our contract protecting us from this happening. The contactor needs a signed contact to enforce this.

10-20-2009, 11:01 PM	#1
Roof Ranger Junior Member Join Date: Oct 2009 Posts: 2	Customer Agreements Hey Gents (and Ladies), How would you feel about an agreement between you and a customer where you offered them an inspection at no cost or no obligation. Then offered them a more comprehensive service requiring you to invest time, energy and, other resources towards helping them to secure funding from their insurance company. All this done at no cost, so long as the customer agreed to allow you to complete the roofing project at the prices agreed to by the insurance company (excluding their deductibles). Let's assume you had such an agreement in writing and you were successful at helping the customer secure funding by gather evidence of hail damage and other storm related damages. Then the customer stopped calling you after you got them the money. Keep in mind that there is a clause in the agreement which state's the customer shall be in violation of the agreement if they fail to allow you to complete the roofing project. Do you think there would be a good civil case against such a customer?

10-21-2009, 08:53 AM	#3
Grumpy Senior Member Join Date: Oct 2008 Location: Chicago, IL Posts: 727	What youa re saying is not uncommon for storm chasers to negotiate on behalf of the customer with the insurance company on a contingency. Do you have a signed agreement? Enforcing a verbal agreement is next to impossible because all he has to do is say "I never agreed". The customer is definetly an A-hole. Most of the storm chasers I know of will have a contingency clause that states that if the customer decides not to use their service after insurance monies have been negotiated, that the storm chaser is entiteled to $2,000 of 33% of the settlement from the insurance company, which ever is greater. 33% is what lawyers take when they negotiate on your behalf, high number I know but if the bar approved thieves get away with it why not us too? ...Seems to work for the guys I know. __________________ -Grumpy Chicago Gutters Chicago Roofing

10-24-2009, 08:09 AM	#4
Roof Ranger Junior Member Join Date: Oct 2009 Posts: 2	Customer violated written agreement Its unfortunate but I will be moving forward with a civil actions against this particular homeowner. I learned that she was previously paid by her insurance company to complete other roofing work caused by minor tree damage. She never repaired the roof. Before learning about the habits of this woman I actually cauked leaks on her roof. Then I discovered hail damage. She gladly agreed to allow me to do the work. I guess when she got the money she couldn't help herself.

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10-21-2009, 08:52 AM	#2
kubie Junior Member Join Date: Apr 2009 Location: WI Posts: 13	contractors did it alot around here. the HO would sign off with the ins company and the contractor would get the job, talk with the ins company and as far as i know..........get the recoverable depr as well. not sure how it was worded or if it even worked. i did the jobs and then told the HO they could have the rec depr if the cost of the roof was less then what the ins company was giving. if that makes any sense

11-20-2009, 03:18 PM	#5
adjuster1950 Junior Member Join Date: Nov 2009 Posts: 9	Our company has placed a clause in our contract protecting us from this happening. The contactor needs a signed contact to enforce this.